Most young people like excitement. Some particularly like driving fast cars, especially young men, who are constantly looking for ways to impress the ladies. Some actually qualify for a driver’s license. But unfortunately what often happens in some cases not long afterward they get into a serious accident, which is often the result of reckless driving on the part of the young motorist.
In the United States alone, young people account for most of the auto-related accidents and deaths on its highways and intersections every year. It’s no surprise why more and more car insurance companies have imposed stricter and significantly higher car insurance rates for young people under 25, since most auto fatalities often involve young persons of that particularly age group – which is why it can be so tough to find cheap car insurance for young drivers.
Understandably, the parents of such young persons are concerned about getting lower auto insurance rates for their children, since young people under 25 are usually under their parent’s auto insurance plan. Are there any auto insurance companies that offer lower rates for teen-aged drivers and young adult drivers under 25?
Believe or not, there are. But much has a lot to do with the young drivers themselves and their parents. For example, it can depend on the young person’s driving record. If they have a B rating as a driver, this indicates that they have a fairly good driving record.
In that case, the auto insurance company may offer a 15% rate in the young driver’s insurance rate, but only on the condition that they will attend a Drivers ed class on defensive driving. This may be a powerful incentive for them to get lower insurance rates and not lose their license.
Parents, too, can be a strong incentive to lowering their children’s auto insurance. They can for instance curtail their reckless driving habits by putting restrictions on how often they drive. They may even stop them from driving altogether if their driving habits merits it-at least for a time. This may help.
Whether young people will have lower auto insurance rates can depend much on them and their parents. It’s both of their choices.