Getting Insurance to Cover a Rhinoplasty

If you were brought into this world with a nose that you dislike, you may consider having a nose job done. However, if this is the only reason you want to have it done, you will be on your own to cover the cost of the operation. This is because insurance only covers the needs and expenses of operations if they become or are deemed necessary buy your doctor.

Since the average cost of rhinoplasty rises significantly each year, insurance companies are becoming much stricter when it comes to covering the costs. Proper records and documents will need to be submitted to the insurance company proving the need for the operation. Many people do have a need to have the rhinoplasty surgery done, including small nasal septum’s cause shallow or difficult breathing problems, and this would be considered a need for surgery. Simply disliking the way that your nose appears is not something an insurance provider will consider when making the decision of whether or not to cover your rhinoplasty cost. There is however, more reasons that the insurance company may pay for your operation. An insurance company will cover an impact to the facial area that has caused a malformation to the nose, such as a car accident or a fall, at least partially. Even if it is not causing breathing problems, if the accident that occurred was covered by insurance, then most of the time the corrective surgeries that follow will be also.

The simple fact is that if you want a nose job for purely cosmetic reason, you are going to have to pay for it on your own. However, many places and credit providers provide financing for cosmetic surgeries. This may be what you need to look into if your desire is only to change the shape of your nose.

PeteGetting Insurance to Cover a Rhinoplasty